A carpenter uses a variety of house plans to build a house. If he can get the bathroom totally neglected.
Rocket Scientists never start building a new shooter with no detailed specifications. Yet most of us go blindly into the world without a clue and understanding of the economy without a plan at all.
Not very smart of us?
A money plan is called a budget and is essential to reach our desired financial goals.
Without a plan, we’ll work without direction and find themselves abandoned on a distant reef financial.
If you have a spouse or significant other, you should make this budget together. Sit down and figure out what your joint financial goals are … long-term and short term.
Then plan your route to achieve these goals. Every journey begins with one step and the first steps to achieve your goal is to make a realistic budget, you can both live with.
The budget would not have the financial starvation diet. It does not work for long. Make a reasonable budget for food, clothing, shelter, services, insurance and set aside a reasonable amount for entertainment and the occasional luxury. Savings should always come before cost.
Even a small amount saved will help you achieve your goals long term and short term financial. You can find many budget forms on the internet. Just use a search engine you choose and type in “free budget forms”.
For a lot of hits. Print a job with a spouse or significant other. Both of you should be satisfied with the result and feels that it is something that you can join.
financial aid form